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Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.


We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!.


Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.

MORTGAGE PAYMENT CALCULATOR Calculate How Much Your Monthly Mortgage Payment Could Be.

* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.

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      Now is the time to refinance your Wiltree Condo into a Fixed Rate!           

Conventional Financing Now Available for Wiltree Condominiums!

Click Here if you are a Wiltree Condo Owner!


State College & Centre County Mortgage Home Loans

Welcome to the official site of True Home Mortgage.  We are a full service mortgage company based in State College.  We specialize in First Time Homebuyer Programs in State College.  We also serve the surrounding cities such as Bellefonte, Centre Hall, Port Matilda, Philipsburg, Altoona, Tyrone, and Lewistown.  Whether you are buying a home of refinancing in any of these zip codes 16801, 16803, or 16823, we can help you realize your dream of home ownership or save money when getting your new lower monthly payment.  In terms of Purchase Loan programs, we offer the following:

FHA | FHA 203k | VA | HomePath | Jumbo | Commercial

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out
USDA Streamline | Conventional

Contact True Home Mortgage today to discuss your options, and find out which program will best suit your needs.

Licensed by the PA Dept of Banking

NMLS # 135945

$150 million

In Loans Funded to Date


Customer Satisfaction Rate


Average Loan Approval Period